I first heard about Today We Are Rich through an interview that Tim Sanders did on Dave Ramsey's Entreleadership podcast. It was a terrific interview and I thought I should have a look at the book. I'm very glad I did as I thought it was an outstanding book! Here's what you need to know . . . .

I will admit, before I started working at a credit union, I didn’t even know the difference between a bank vs. a credit union. But, I sure learned during my first week of training after I was hired! I remember as a kid seeing credit unions and asking what the difference was, yet no one could tell me. Here are some differences between banks vs. credit unions.

Saving money on your mortgage is an important way for homeowners to ease the effects of economic stagnation on household budgets. Several techniques allow those who hold mortgages to reduce the cost of borrowing in order to stretch the paycheck. We’ll focus on five options that are available to most homeowners.