How to Prevent Budget Overspending

Watching your budget doesn’t have to be a daunting task. Today you’re going to learn some fun and innovative ways to prevent overspending. You may not realize it yet but keeping a budget may be difficult for you because you may have some bad habits surrounding money. It’s not...

Banktivity Review

About Banktivity: Personal Finance Software With the advances in technology these days. It is easy to assume we rely on technology a lot more than we did 20 years ago. We can order food via the internet, pay bills, send money and control our personal banking. These days access...

How To Build An Emergency Fund

How to Financially Prepare For Unexpected Emergencies. Having an emergency fund is very important for many reasons. To start, an emergency fund is a great way to be able to set some cash aside in case there are unexpected expenses such as car failures, an emergency room visit, a...

The Pros and Cons of Owning a Credit Card

The Perks…and the Drawbacks…of Using Credit Cards For Purchases. Over the course of the years, owning a credit card has become something that is more common. If you are someone who is unsure on whether or not to get credit, here are some important pros and cons to consider...

Dave Ramsey’s Baby Steps

An Overview of Dave Ramsey’s 7 Steps. A majority of Americans have acquired some kind of debt. Maybe it has resulted from student loans, credit cards or medical reasons. A lot of people are living paycheck to paycheck and for whatever reason can not seem to break the cycle....